I have read that one could possibly incur a jaywalking fine in Zürich. Most of the time I wait at the light until it is green, but sometimes I see a native (I assume) look both ways and cross on a red. Occasionally I will follow, but mostly I wait. What can I say, I’m an oldest child who mostly follows the rules. Perhaps that’s why I have felt comfortable in this country so far.
Some places are not clearly marked for crossing, so I take chances there. With streets running every which way, it’s hard sometimes to figure out how to get from here to there.
Then there the zebra crossings with no lights. After a few days, we figured out that we look at any oncoming traffic and if they start to slow down, or wave their hand at you, you just go ahead and cross. I would say that about 99% of the time cars will expect you to cross and slow down for you (like they are supposed to in California).
So, we’ve got this walking thing pretty well figured out just by observing. It did take asking someone, though, about these raised white lines on some of the streets. Turns out they are guides for the blind, and they seem to appear at quite strategic places, like at tram stops and train stations.